Lex: FT's flagship investment column
With nearly a quarter of all U.S. households living paycheck to paycheck, according to Bank of America, more workers are looting their 401(k) accounts to get by. A new report entitled How America Saves 2026 from Vanguard found that a record number of its 401(k) plan participants made a hardship withdrawal from their accounts, up to 6% last year from 5% the year prior.
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Last year, the US declared Los Lobos as a Foreign Terrorist Organisation (FTO), accusing it of "terrorising and inflicting brutal violence on the Ecuadorean people".
而麦当劳中国的 “万店冲刺”，本质是国际连锁品牌在中国快餐存量竞争时代的规模化突围。在消费复苏缓慢、行业内卷加剧的环境下，麦当劳能否在扩张中守住盈利底线、平衡速度与质量，不仅决定其自身在中国市场的长期地位，也将为整个连锁餐饮行业提供重要的发展参照。（作者 | 谢璇，编辑 | 房煜）